{"id":7995,"date":"2026-08-13T17:58:42","date_gmt":"2026-08-13T21:58:42","guid":{"rendered":"https:\/\/zsoltfischer.com\/?page_id=7995"},"modified":"2026-08-20T12:21:11","modified_gmt":"2026-08-20T16:21:11","slug":"repenser-acces-propriete","status":"publish","type":"page","link":"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/","title":{"rendered":"Repenser l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9"},"content":{"rendered":"<h3>Acheter sa premi\u00e8re propri\u00e9t\u00e9 peut \u00eatre difficile. Cela ne veut pas dire que c\u2019est impossible.<\/h3>\n<p>L\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 repr\u00e9sente un v\u00e9ritable d\u00e9fi, particuli\u00e8rement pour les jeunes Canadiens. Pourtant, la conversation s\u2019arr\u00eate trop souvent l\u00e0. Les premiers acheteurs d\u2019aujourd\u2019hui disposent aussi de strat\u00e9gies, d\u2019outils financiers et de parcours vers la propri\u00e9t\u00e9 qui n\u2019\u00e9taient pas n\u00e9cessairement accessibles aux g\u00e9n\u00e9rations pr\u00e9c\u00e9dentes.<\/p>\n<p><strong>Repenser l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9<\/strong> est un guide gratuit destin\u00e9 aux premiers acheteurs du Grand Montr\u00e9al. Le Groupe Fischer l\u2019a cr\u00e9\u00e9 pour les jeunes adultes qui envisagent de devenir propri\u00e9taires \u2014 ainsi que pour les parents et grands-parents qui souhaitent les aider \u00e0 y parvenir.<\/p>\n<p>Dans ce guide, nous explorons :<\/p>\n<ul>\n<li>Comment commencer t\u00f4t et \u00e9pargner de fa\u00e7on r\u00e9aliste<\/li>\n<li>La diff\u00e9rence entre disposer d\u2019une mise de fonds et \u00eatre admissible \u00e0 un pr\u00eat hypoth\u00e9caire<\/li>\n<li>Les outils offerts aux premiers acheteurs, notamment le CELIAPP et le R\u00e9gime d\u2019accession \u00e0 la propri\u00e9t\u00e9<\/li>\n<li>L\u2019effet d\u2019un achat avec un conjoint ou une conjointe sur la qualification<\/li>\n<li>Comment l\u2019achat d\u2019un plex avec un ami, une amie ou un partenaire peut ouvrir une autre voie<\/li>\n<li>Comment les parents et grands-parents peuvent aider sans simplement remettre un ch\u00e8que<\/li>\n<li>L\u2019influence de la consommation et des m\u00e9dias sociaux sur les habitudes financi\u00e8res<\/li>\n<li>Un cahier de planification pratique pour transformer une id\u00e9e en plan<\/li>\n<\/ul>\n<h3>Chaque parcours est diff\u00e9rent.<\/h3>\n<p>Ce guide n\u2019est ni une formule ni une promesse que tout le monde peut acheter une propri\u00e9t\u00e9. Il vise \u00e0 vous aider \u00e0 comprendre les possibilit\u00e9s, \u00e0 poser de meilleures questions et \u00e0 commencer \u00e0 b\u00e2tir un plan adapt\u00e9 \u00e0 votre situation.<\/p>\n<h3>Obtenez gratuitement votre exemplaire de <em>Repenser l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9<\/em><\/h3>\n<p>Entrez votre pr\u00e9nom et votre adresse courriel ci-dessous pour recevoir le guide complet et le cahier de planification.<\/p>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f8000-o1\" lang=\"fr-FR\" dir=\"ltr\" data-wpcf7-id=\"8000\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/fr\/wp-json\/wp\/v2\/pages\/7995#wpcf7-f8000-o1\" method=\"post\" class=\"wpcf7-form init cf7mls-no-scroll cf7mls-auto-return-first-step cf7mls-no-moving-animation\" aria-label=\"Formulaire de contact\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"8000\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.2\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"fr_FR\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f8000-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<label> Pr\u00e9nom\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"first-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" autocomplete=\"name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"first-name\" \/><\/span> <\/label>\n\n<label> Adresse courriel\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Obtenir le guide gratuit\" \/><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Acheter sa premi\u00e8re propri\u00e9t\u00e9 peut \u00eatre difficile. Cela ne veut pas dire que c\u2019est impossible. L\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 repr\u00e9sente un v\u00e9ritable d\u00e9fi, particuli\u00e8rement pour les jeunes Canadiens. Pourtant, la conversation s\u2019arr\u00eate trop souvent l\u00e0. Les premiers acheteurs d\u2019aujourd\u2019hui disposent aussi de strat\u00e9gies, d\u2019outils financiers et de parcours vers la propri\u00e9t\u00e9 qui n\u2019\u00e9taient pas n\u00e9cessairement [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-7995","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Repenser l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 | Groupe Fischer<\/title>\n<meta name=\"description\" content=\"T\u00e9l\u00e9chargez notre guide gratuit sur l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 dans le Grand Montr\u00e9al : CELIAPP, mise de fonds, qualification et plan d\u2019action.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Repenser l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 | Groupe Fischer\" \/>\n<meta property=\"og:description\" content=\"T\u00e9l\u00e9chargez notre guide gratuit sur l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 dans le Grand Montr\u00e9al : CELIAPP, mise de fonds, qualification et plan d\u2019action.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/\" \/>\n<meta property=\"og:site_name\" content=\"Zsolt Fischer\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/zsoltfischerrealestate\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-20T16:21:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/zsoltfischer.com\/wp-content\/uploads\/2024\/06\/fischer-yoast.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1888\" \/>\n\t<meta property=\"og:image:height\" content=\"939\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/\",\"url\":\"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/\",\"name\":\"Repenser l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 | Groupe Fischer\",\"isPartOf\":{\"@id\":\"https:\/\/zsoltfischer.com\/#website\"},\"datePublished\":\"2026-08-13T21:58:42+00:00\",\"dateModified\":\"2026-08-20T16:21:11+00:00\",\"description\":\"T\u00e9l\u00e9chargez notre guide gratuit sur l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 dans le Grand Montr\u00e9al : CELIAPP, mise de fonds, qualification et plan d\u2019action.\",\"breadcrumb\":{\"@id\":\"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/zsoltfischer.com\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Repenser l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/zsoltfischer.com\/#website\",\"url\":\"https:\/\/zsoltfischer.com\/\",\"name\":\"Le Groupe Fischer Immobilier | ZsoltFischer.com \u2013 Courtier R\u00e9sidentiel & Commercial \u2013 Montreal Residential and Commercial Real Estate Broker\",\"description\":\"BHHS\",\"publisher\":{\"@id\":\"https:\/\/zsoltfischer.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/zsoltfischer.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/zsoltfischer.com\/#organization\",\"name\":\"Zsolt Fischer | Real Estate Broker Montr\u00e9al \u2013 Le Groupe Fischer Immobilier\",\"url\":\"https:\/\/zsoltfischer.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/zsoltfischer.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/zsoltfischer.com\/wp-content\/uploads\/2024\/03\/logo.png\",\"contentUrl\":\"https:\/\/zsoltfischer.com\/wp-content\/uploads\/2024\/03\/logo.png\",\"width\":490,\"height\":502,\"caption\":\"Zsolt Fischer | Real Estate Broker Montr\u00e9al \u2013 Le Groupe Fischer Immobilier\"},\"image\":{\"@id\":\"https:\/\/zsoltfischer.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/zsoltfischerrealestate\/\",\"https:\/\/www.instagram.com\/zf_real_estate\/\",\"https:\/\/www.linkedin.com\/in\/montrealrealestatebroker\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Repenser l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 | Groupe Fischer","description":"T\u00e9l\u00e9chargez notre guide gratuit sur l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 dans le Grand Montr\u00e9al : CELIAPP, mise de fonds, qualification et plan d\u2019action.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/","og_locale":"fr_FR","og_type":"article","og_title":"Repenser l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 | Groupe Fischer","og_description":"T\u00e9l\u00e9chargez notre guide gratuit sur l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 dans le Grand Montr\u00e9al : CELIAPP, mise de fonds, qualification et plan d\u2019action.","og_url":"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/","og_site_name":"Zsolt Fischer","article_publisher":"https:\/\/www.facebook.com\/zsoltfischerrealestate\/","article_modified_time":"2026-08-20T16:21:11+00:00","og_image":[{"width":1888,"height":939,"url":"https:\/\/zsoltfischer.com\/wp-content\/uploads\/2024\/06\/fischer-yoast.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/","url":"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/","name":"Repenser l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 | Groupe Fischer","isPartOf":{"@id":"https:\/\/zsoltfischer.com\/#website"},"datePublished":"2026-08-13T21:58:42+00:00","dateModified":"2026-08-20T16:21:11+00:00","description":"T\u00e9l\u00e9chargez notre guide gratuit sur l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 dans le Grand Montr\u00e9al : CELIAPP, mise de fonds, qualification et plan d\u2019action.","breadcrumb":{"@id":"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/zsoltfischer.com\/fr\/repenser-acces-propriete\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/zsoltfischer.com\/fr\/"},{"@type":"ListItem","position":2,"name":"Repenser l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9"}]},{"@type":"WebSite","@id":"https:\/\/zsoltfischer.com\/#website","url":"https:\/\/zsoltfischer.com\/","name":"Le Groupe Fischer Immobilier | ZsoltFischer.com \u2013 Courtier R\u00e9sidentiel & Commercial \u2013 Montreal Residential and Commercial Real Estate Broker","description":"BHHS","publisher":{"@id":"https:\/\/zsoltfischer.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/zsoltfischer.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/zsoltfischer.com\/#organization","name":"Zsolt Fischer | Real Estate Broker Montr\u00e9al \u2013 Le Groupe Fischer Immobilier","url":"https:\/\/zsoltfischer.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/zsoltfischer.com\/#\/schema\/logo\/image\/","url":"https:\/\/zsoltfischer.com\/wp-content\/uploads\/2024\/03\/logo.png","contentUrl":"https:\/\/zsoltfischer.com\/wp-content\/uploads\/2024\/03\/logo.png","width":490,"height":502,"caption":"Zsolt Fischer | Real Estate Broker Montr\u00e9al \u2013 Le Groupe Fischer Immobilier"},"image":{"@id":"https:\/\/zsoltfischer.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/zsoltfischerrealestate\/","https:\/\/www.instagram.com\/zf_real_estate\/","https:\/\/www.linkedin.com\/in\/montrealrealestatebroker\/"]}]}},"_links":{"self":[{"href":"https:\/\/zsoltfischer.com\/fr\/wp-json\/wp\/v2\/pages\/7995","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zsoltfischer.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/zsoltfischer.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/zsoltfischer.com\/fr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/zsoltfischer.com\/fr\/wp-json\/wp\/v2\/comments?post=7995"}],"version-history":[{"count":5,"href":"https:\/\/zsoltfischer.com\/fr\/wp-json\/wp\/v2\/pages\/7995\/revisions"}],"predecessor-version":[{"id":8003,"href":"https:\/\/zsoltfischer.com\/fr\/wp-json\/wp\/v2\/pages\/7995\/revisions\/8003"}],"wp:attachment":[{"href":"https:\/\/zsoltfischer.com\/fr\/wp-json\/wp\/v2\/media?parent=7995"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}